See what’s left after your bills clear. Before payday, not after.
Type in when you’re paid and what you owe, once. BillsClear lines every bill up against your next payday and keeps one number in view: what’s left after all of them.
- Coming soon to theApp Store
- Coming soon toGoogle Play
Free for one pay schedule, forever. No bank link, no account, no ads.
- MonSep 28
- Next paydayOct 12
- MonOct 26
Monday, in 14 days
$286.88 left after 5 bills
Paycheck $1,850.00 Bills $1,563.12 1 of 5 paid
- PKR
- Rs 28,000.00
- converts to $101.12
- USD
- $1,462.00
Rates as of Sep 28, 2026, from open.er-api.com, the same daily source the app uses.
This period
- Overdue, was due Sep 23 $142.00
- Due Sep 30 $1,200.00
- Due Oct 3 $65.00
- Due Oct 7 $55.00
- Due Oct 9 Rs 28,000.00$101.12
Sample pay period. Tick a bill to mark it paid, or switch the currency to see the total convert.
How it works
Set it up once. After that it’s one glance per payday.
-
Tell it when you’re paid
Weekly, every two weeks, twice a month (the 1st and 15th, or the 15th and the last day) or monthly. Add your next payday and your take-home pay.
- Weekly
- Every 2 weeks
- Twice a month
- Monthly
-
Add each bill once
Name, amount, currency and due date. A bill can repeat monthly, weekly, every two weeks or yearly, or happen once. Add as many as you like on the free plan.
- Monthly
- Weekly
- Every 2 weeks
- Yearly
- One-off
-
Tick bills off as they clear
The big number is what’s left after every bill in the period, paid or not, so it doesn’t jump around as you tick. A bill you missed last period carries over, flagged. A tap is saved to your phone straight away, so paid stays paid.
- 1 of 5 paid$286.88 left
- 3 of 5 paid$286.88 left
- 5 of 5 paid$286.88 left
-
Get a nudge the evening before
A reminder at 6 pm the day before a bill is due, skipped once it’s paid, and a summary on payday morning. Both are scheduled on your phone, and permission is only asked for after you add your first bill.
Internet due tomorrow$55.00 due 2026-10-07.
Payday$286.88 left after 5 bills.
-
Look back at past paydays
Swipe between pay periods, or open History to see what was left in each one.
- Sep 14 – Sep 27$312.40 left
- Aug 31 – Sep 13$198.15 left
- Aug 17 – Aug 30$264.90 left
Sample history.
Paid in dollars. Spending in rupees, pesos or naira.
For freelancers and remote workers whose pay and bills don’t share a currency. Multi-currency is part of the free plan.
- A currency on every bill and every pay schedule. Rent in rupees, a subscription in dollars, a paycheck in either.
- One currency for the total. Everything converts into the display currency you pick, with a per-currency breakdown under the number.
- Daily rates that work offline. The app fetches the day’s rates at most once a day. When you’re offline it keeps the last good set and shows its date.
- Never a guessed number. If a currency has no rate yet, it’s marked “rate unavailable” and left out of the total, not estimated.
| Currency | 1 USD buys |
|---|---|
| Pakistani rupee (PKR) | 276.91 |
| Indian rupee (INR) | 95.93 |
| Philippine peso (PHP) | 62.45 |
| Nigerian naira (NGN) | 1,327.30 |
Pin your own rate Pro
The daily rate is a market reference. If your bank or transfer service gives you a different rate, pin it for that currency pair and every total uses it.
Daily rate 1 USD = 276.91 PKRPinned, for example 1 USD = 274.50 PKR
Free is the full bill tracker. Pro adds four extras.
Free
$0forever
- One pay schedule and unlimited bills
- The paid checklist, what’s left after bills and payday history
- Due-date reminders and the payday summary
- Multi-currency with daily exchange rates
- No ads, no account, no bank link
BillsClear Pro
$24.99a year, after a 7-day free trial
or $4.99 a month, with no trial
- Pin your own exchange rate for any currency pair
- A second pay schedule, for a partner’s income or side work
- Export your bill history as a CSV file
- Custom reminder times for each bill
Prices are in US dollars. The App Store and Google Play show your local price before you buy. Pro renews automatically until you cancel in your Apple or Google account. The free plan never expires and never limits how many bills you add.
No bank link. No account. Nothing to leak.
What stays on your phone
Your pay schedule, bills, amounts, currencies and paid history. They live in a database on your device. We don’t run a server that could receive them.
What leaves it
A once-a-day request for public exchange rates, which carries no bills, amounts or identifiers. If you buy Pro, the purchase goes through Apple or Google and RevenueCat.
What we never do
Ask you to sign in, connect to your bank, show ads, or add analytics or tracking tools.
Questions
Anything else? Email support@billsclear.com.
Does BillsClear connect to my bank?
No. You type in each bill once: its name, amount, due date and how often it repeats. There’s no bank login, no Plaid and no account, so there’s nothing to link and nothing to leak.
How is “left after bills” worked out?
Every paycheck that lands in the pay period adds to it. Every bill due in the period subtracts once, whether you’ve paid it yet or not. Ticking a bill paid tells you what’s still outstanding; it doesn’t move the number.
Which pay schedules does it handle?
Weekly, every two weeks, twice a month (the 1st and 15th, or the 15th and the last day of the month) and monthly. With Pro you can add a second schedule, such as a partner’s pay or side work, and its paychecks count toward whichever period they land in.
I’m paid in dollars, but my bills are in rupees. Will it work?
Yes, and it’s free. Set your pay schedule in dollars and each bill in its own currency, then choose the currency you want the total in. BillsClear converts every amount at the day’s rate and shows a breakdown per currency.
If your bank or transfer service gives you a different rate, BillsClear Pro lets you pin it.
Where do the exchange rates come from?
From open.er-api.com, ExchangeRate-API’s free daily feed. The app asks for the day’s table at most once a day. The request is the same for everyone and carries none of your data. The rates are market references for estimates, so your bank’s rate can differ. Pinning a rate is for exactly that.
What happens to my bills if I delete the app?
They’re deleted with it, because they only ever lived on your phone. If you want a copy first, BillsClear Pro exports your bill history as a CSV file.
If I stop paying for Pro, do I lose anything?
You keep Pro until the end of the period you paid for. After that your bills stay on your phone, and everything in the free plan keeps working.
When can I download it?
BillsClear is coming soon to the App Store and Google Play. This page will link to both on the day they go live.
Coming soon to iPhone and Android.
Everything above is free, apart from the four Pro extras.
- Coming soon to theApp Store
- Coming soon toGoogle Play